Philosophy

韦德娱乐的遗产将帮助你确保你的遗产

The Way We Work

乐意帮你理财的公司并不少. 找到一个与你和你的家人有着相同价值观的真正伴侣是很重要的.

自1898年以来，韦德娱乐一直在帮助客户管理他们的韦德娱乐平台. 韦德娱乐所了解到的是，没有什么可以替代长期的眼光, making decisions today that are about tomorrow and always standing on a strong and stable foundation.

韦德娱乐的文化塑造了韦德娱乐提供的服务和韦德娱乐持有的标准价值观. 经验和诚信是韦德娱乐韦德娱乐平台管理理念的基石. 最终，韦德娱乐在这里帮助你用你赚的钱，储蓄和投资做更多的事情.

Strength and Stability

韦德娱乐努力创建一个计划，以帮助确保未来的金融稳定. 韦德娱乐的坚定和可靠体现在韦德娱乐永恒的价值观中, 企业传统和长远策略:

超过100年的发展历史
全美最大的50家韦德娱乐之一 US
Over 500 branch locations
拥有丰富资源的本地团队可以提供高度的连续性
全面的方法，看你的整个财务状况

A Dedicated Team

作为一个韦德娱乐平台管理客户, 您将与一位韦德娱乐平台顾问合作，他将协调韦德娱乐由经验丰富的专业人士组成的团队，为您定制策略和解决方案, including wealth planning, investment management, customized banking, estate planning, risk management, 慈善策划等. 如果你有自己的企业，韦德娱乐也提供机构服务. 韦德娱乐的目标是让您能够以最有效和最有效的方式，就如何增长和保护您的韦德娱乐平台做出更明智和有效的决定.

Client-First Culture

韦德娱乐致力于与您建立长期的合作关系. 韦德娱乐生活在韦德娱乐所服务的社区，提供积极和持续的服务. And your unique goals and needs are always our first concerns in creating tailored financial plans for you and your family.

We'd love to hear from you

您在证券、年金和保险方面的投资不受本保险的保障 FDIC 或任何其他联邦政府机构，可能会失去价值. 它们不是存款或其他义务, 或由任何韦德娱乐或韦德娱乐附属机构担保，并须承担投资风险, 包括投资本金可能的损失. 过去的表现并不能保证未来的结果.

First Citizens Wealth Management is a registered trademark of First Citizens BancShares, Inc. 第一公民韦德娱乐提供第一公民理财产品和服务 & Trust Company, Member FDIC; First Citizens Investor Services, Inc., Member FINRA and SIPC, an SEC-registered broker-dealer and investment advisor; and 第一公民资产管理公司., an SEC注册投资顾问.

Brokerage and investment advisory services are offered through First Citizens Investor Services, Inc., Member FINRA and SIPC. 第一公民资产管理公司. 提供投资咨询服务.

链接到第三方网站的隐私政策可能与第一公民韦德娱乐不同，其安全性可能不如本网站. 第一国民韦德娱乐及其附属公司对该产品不负任何责任, 任何第三方网站上的服务和内容.

Bonus Offer

优惠只适用于新帐户. Company must spend $3,于开户后三个月内获发奖金五千元. 10,000 bonus points will be credited within 60 days of qualification under the description: Commercial Spend Bonus.

Earning Points

加速奖励等级:获得1.5 (1.5) points for each dollar you spend for net retail purchases (gross retail purchases less any returns or credits).

每月积分没有上限 and points do not expire as long as you remain in the Accelerated Rewards Tier.

Rewards Redemption

在加速奖励层级的企业可以将积分兑换为(i)现金回第一公民支票或储蓄帐户或信用卡对账单信用, (ii)第一公民韦德娱乐贷款或按揭本金的信贷, “还我”报表积分, (iv) travel rewards, including airline tickets, hotel, car rentals, cruises and tours, (v)零售礼品卡和购物卡以及(vi)商品和(vii)捐赠. 在加速奖励层级的企业可以获得额外的体验奖励和固定积分价值的航空旅行奖励.

这些术语只是一个总结. 适用其他限制和要求. The full First Citizens Rewards® Program Rules will be provided upon enrollment and are accessible via the program website at FirstCitizensRewards.com at log in.

节目规则如有更改或取消，恕不另行通知.

Bonus Offer

优惠只适用于新帐户. To qualify, company must spend $3,于开户后三个月内获发奖金五千元. $100 rewards dollars will be credited within 60 days of qualification under the description: Commercial Spend Bonus.

Earning Cash Rewards

现金奖励:赚取(i)每100美元的净零售消费(总零售消费减去任何回报或积分)，可获得1(1)美元的奖励, (ii) five (5) reward dollars for each one hundred (100) dollars you spend for net retail purchases in the following rewards categories: utilities and wireless phone (4 additional reward dollars on top of the 1 reward dollar for each one hundred dollars earned on net retail purchases) for the first twelve (12) months from account opening; three (3) reward dollars for each one hundred (100) dollars you spend for net retail purchases thereafter (2 additional reward dollars on top of the 1 reward dollar for each one hundred dollars earned on net retail purchases), (iii)在以下奖励类别中，每100美元的净零售消费可获得2(2)美元奖励:汽油和办公用品(每100美元的净零售消费可获得1美元奖励，外加1美元奖励).

奖励类别:接受Visa信用卡的商家会被分配一个商户代码, 是由商家或其加工者根据签证程序根据他们主要销售的产品和服务种类决定的. 韦德娱乐将类似的商户代码分类，以便向您提供奖励. 韦德娱乐尽一切努力在韦德娱乐的奖励类别中包括所有相关的商户代码. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, 该商人可能没有在该类别的商人代码. When this occurs, 在该商户购物不会获得该类别的奖励.

每月积分没有上限. 获得的奖金可在3年期限内赎回. Reward dollars expiring during the year will be cleared from the Program Account on the last day of the month in which they expire.

Rewards Redemption

企业可以赎回(i)现金回第一公民支票或储蓄帐户或信用卡对账单积分和(ii)还我对账单积分.

节目规则如有更改或取消，恕不另行通知.

Bonus Offer

优惠只适用于新帐户. To qualify, company must spend $3,于开户后三个月内获发奖金五千元. 10,000 bonus points will be credited within 60 days of qualification under the description: Commercial Spend Bonus.

Earning Points

基础奖励层级:你每花1美元进行净零售购买(总零售购买减去任何回报或积分)便可获得1(1)点奖励, (ii)在以下奖励类别中，每购买1美元的净零售消费可获得3(3)个积分:加油站(每购买1美元净零售消费可获得1个积分，外加2个积分), (iii)在以下奖励类别中，每净零售消费1美元可获得2(2)分:餐饮和旅游(航空公司), auto rental, and lodging) (1 additional point on top of the 1 point per dollar earned on net retail purchases).

企业可赚取高达10,000点每个日历月，不包括奖金点. 积分可在3年的期限内赎回. Points expiring during the year will be cleared from the Program Account on the last day of the month in which they expire.

Rewards Redemption

在基本奖励层级的企业可以兑换积分(i)现金回第一公民支票或储蓄帐户或信用卡对账单信用, (ii)第一公民韦德娱乐贷款或按揭本金的信贷, “还我”报表积分, (iv) travel rewards, including airline tickets, hotel, car rentals, cruises and tours, (v)零售礼品卡和购物卡以及(vi)商品和(vii)捐赠.

节目规则如有更改或取消，恕不另行通知.

Let's get started

开户前要知道的几件事:

You'll need to be an existing First Citizens Business Customer with a Business Digital Banking login to open an account.
你的企业必须是独资企业 LLC or a corporation. 如果你有其他的业务结构，你需要去分行开一个账户.

Find a Branch

Let's get started

开户前要知道的几件事:

You'll need to be an existing First Citizens Business Customer with a Business Digital Banking login to open an account.
你的企业必须是独资企业 LLC or a corporation. 如果你有其他的业务结构，你需要去分行开一个账户.

Find a Branch

Let's get started

开户前要知道的几件事:

You'll need to be an existing First Citizens Business Customer with a Business Digital Banking login to open an account.
你的企业必须是独资企业 LLCor a corporation. 如果你有其他的业务结构，你需要去分行开一个账户.

Find a Branch

Let's get started

开户前要知道的几件事:

You'll need to be an existing First Citizens Business Customer with a Business Digital Banking login to open an account.
你的企业必须是独资企业 LLC or a corporation. 如果你有其他的业务结构，你需要去分行开一个账户.

Find a Branch

Thank you. We'll be in touch.

您将在60天内收到回复邮件.

以下问题将允许韦德娱乐评估和审查您组织的信息，并保存在韦德娱乐的积极档案中，以供社区再投资法案(CRA)评估.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Organization Name*

输入您的组织名称

Executive Name*

Enter the executive's name

组织街道地址*

输入您组织的街道地址

City*

输入您组织所在的城市

State*

ZIP Code*

输入您组织的邮政编码

Website

输入您组织的网站

Email Address*

Enter email address

Phone Number*

Enter your phone number

请输入您机构的税务雇主识别号码(EIN)*

输入您组织的税务EIN

社区发展的目的

低收入人群在您的组织客户群体中所占的百分比是多少?*

Enter a percent

在您的组织客户中，中等收入人群所占的比例是多少?*

Enter a percent

预计获得资助的低收入或中等收入韦德娱乐人数*

预计为低收入或中等收入韦德娱乐创造/保留的工作岗位数量*

你申请的金额是多少?*

Comments

Upon selecting Submit，韦德娱乐将处理信息 CRA 确认并在60天或更短的时间内回复您. Thank you.

用星号(*)表示的字段是必需的. Please don't share sensitive information, such as passwords, account numbers, credit card info, etc.

请允许2个工作日的答复. 如需紧急援助，请致电 from 8 am to 11 pm ET, Monday through Friday.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

获得正确的保险，让你和你的家人安心. 顾问会在2 - 3个工作日内联系你.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Enter your 5-digit ZIP Code

Phone Number*

Email Address

您是现有客户吗?*

Yes

Message

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

韦德娱乐的大麻韦德娱乐团队的成员将在一个工作日内保持联系. 用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

选择您的业务范围*

Message

韦德娱乐的团队成员将在填写此表格后2个工作日内与您联系.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Preferred Contact Method*

选择您喜欢的联系方式

Phone Number

Email Address

您是现有客户吗?*

Yes

Message

如果你想直接跟别人说，请 give us a call or visit a branch.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

获得正确的保险，让你和你的家人安心. 顾问会在2 - 3个工作日内联系你.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

韦德娱乐的团队成员将在填写此表格后2个工作日内与您联系.

用星号(*)表示的字段是必需的.

如果你想直接跟别人说，请 give us a call.

韦德娱乐的团队成员将在填写此表格后2个工作日内与您联系.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Preferred Contact Method*

选择您喜欢的联系方式

Phone Number

Email Address

What are you interested in?*

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Business Name*

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

谢谢你对Dan Clifton的网络研讨会感兴趣. Please complete the short form and a Wealth partner will contact you soon with the replay information.

用星号(*)表示的字段是必需的.

韦德娱乐很抱歉一个技术问题导致您无法提交表格. Please either try again or give us a call.

Full Name*

ZIP Code*

Phone Number*

Email Address*

您是现有客户吗?*

Yes

Message*

如果你想直接跟别人说，请 give us a call.

Thank you for your request.

韦德娱乐将处理您的请求，并在45天内作出答复. Our response may either:

包括响应您的要求的文件
通知您，韦德娱乐可能需要额外的时间来回应您的请求
如果您的请求不能被处理，请通知您. 如果韦德娱乐需要处理更多的信息，韦德娱乐会让代表打电话给你.

如果您没有提出这一要求或有问题，请拨打韦德娱乐的免费电话 888-FC DIRECT (). 韦德娱乐的代表可以在周一到周日的早上7点到晚上11点之间工作 ET. 感谢您联系第一公民韦德娱乐. 感谢您的惠顾.

Thank you. We'll be in touch.

您将在1个工作日内收到回复.

Thank you. We'll be in touch.

您将在2个工作日内收到回复.

Thank you. We'll be in touch.

你会在2到3个工作日内收到回复.

Yes

我想再开一个账户.

No

我想开一个支票账户.

想要开一个小型商业账户? Get started

2,500 New Enrollment Bonus

第一公民奖励®信用卡加速奖励层级的新持卡人或升级到加速奖励层级的现有持卡人可在开户时获得新的注册奖励优惠. 不适用于任何其他促销优惠.

Earning Points

在加速奖励层，你将获得1.5 points for each $1 you spend for all net retail purchases (gross retail purchases less any returns or credits). Earned points are calculated on actual dollars spent rounded up or down to the nearest point. Points will be deducted from the available rewards account balance for all returned purchases. 每月积分没有上限 and points do not expire as long as you remain in the Accelerated Rewards Tier.

Redeeming Points

Each point is worth $0.01，这意味着100点等于1美元的赎回价值. 赎回率低至1万个点. Some limitations may apply.

您可将积分兑换回其他第一公民韦德娱乐产品:

现金返还到第一公民韦德娱乐现有的支票账户, 储蓄帐户或信用卡帐户
账户信贷到第一公民韦德娱乐贷款或抵押

现金返还和账户信用赎回必须通过项目网站完成, however a statement credit back to your First Citizens Card can also be redeemed through the First Citizens Rewards Call Center. 赎回将在2-8个工作日内发布. 第一公民卡或按揭帐户信用将不适用, in whole or in part, 针对任何每月最低付款到期, however, 你的第一公民消费贷款将首先用于你的未偿还利息，而余下的款项将用于你的本金.

在加速奖励层级的持卡人可以兑换50,000 points for one continental flight when the flight is booked at least 21 days in advance and includes a Saturday night stay. 此奖励只适用于兑换1000元以下的长途汽车票.00. Tickets priced above $1,000.00元没有资格获得这笔奖金.

旅行也可以赎回, including airline tickets, hotel, car rentals, cruises and tours, 零售礼品卡和证书, donations and merchandise.

您可以使用积分兑换“还我钱”®, 这意味着相应金额的声明信用将被应用到您的第一公民奖励卡，购买超过100美元. 一些例外适用于某些类别的事务. No statement credit will be applied, in whole or in part, 针对任何每月最低付款到期.

这些术语只是一个总结. 适用其他限制和要求. The full First Citizens Rewards® Program Rules will be provided upon enrollment and are accessible through the program website at FirstCitizensRewards.com at log in.

节目规则如有更改或取消，恕不另行通知.

Earning Reward Dollars

With Cash Back Rewards, 每净零售消费100美元，你将获得1美元奖励(总零售消费减去任何回报或积分). Earned reward dollars are calculated on actual dollars spent rounded up or down to the nearest point. Reward dollars will be deducted from the available rewards account balance for all returned purchases.

每月收入没有上限. 所赚取的奖金可在3年内赎回. Reward dollars expiring during the year will be cleared from your Program Account on the last day of the month in which they expire.

Redeeming Reward Dollars

Each reward dollar is worth $1, which means that $100 reward dollars equals $100 in redemption value. 赎回开始只有25美元的奖励.

你可将奖赏换回其他第一公民韦德娱乐产品:

现金返还到第一公民韦德娱乐现有的支票账户, 储蓄帐户或信用卡帐户
账户信贷到第一公民韦德娱乐贷款或抵押

现金返还和账户信用赎回必须通过项目网站完成, however a statement credit back to your First Citizens Card can also be redeemed through the First Citizens Rewards Call Center. 赎回将在2至8个工作日内公布. 第一公民卡或按揭帐户信用将不适用, in whole or in part, 针对任何每月最低付款到期, however, 你的第一公民消费贷款将首先用于你的未偿还利息，而余下的款项将用于你的本金.

你可以赎回你的“第一公民”支票或储蓄帐户或申请你的“第一公民”信用卡的帐户积分奖励美元, consumer loan or mortgage.

你可以使用奖励美元购买“还我钱”, 这意味着相应金额的声明信用将被应用到您的第一公民奖励卡，购买超过100美元. 一些例外适用于某些类别的事务. No statement credit will be applied, in whole or in part, 针对任何每月最低付款到期.

节目规则如有更改或取消，恕不另行通知.

Earning Reward Dollars

使用现金奖励，你将获得1.5 (1.5) reward dollars for each one hundred ($100) net dollars you spend (gross retail purchases less any returns or credits). Earned reward dollars are calculated on actual dollars spent rounded up or down to the nearest point. Reward dollars will be deducted from the available rewards account balance for all returned purchases.

每月收入没有上限. 所赚取的奖金可在3年内赎回. Reward dollars expiring during the year will be cleared from your program account on the last day of the month in which they expire.

Redeeming Reward Dollars

Each reward dollar is worth $1, which means that 100 reward dollars equals $100 in redemption value. 赎回的最低奖励为25美元.

你可将奖赏换回其他第一公民韦德娱乐产品:

现金返还到第一公民韦德娱乐现有的支票账户, 储蓄帐户或信用卡帐户
账户信贷到第一公民韦德娱乐贷款或抵押

现金返还和账户信用赎回必须通过项目网站完成. However, a statement credit back to your First Citizens Card can also be redeemed through the First Citizens Rewards Call Center. 赎回将在2至8个工作日内公布. 第一公民卡或按揭帐户信用将不适用, in whole or in part, 针对任何每月最低付款到期. However, 你的第一公民消费贷款将首先用于你的未偿还利息，而余下的款项将用于你的本金.

你可赎回奖赏元，以存入你的“第一公民”支票或储蓄帐户或申请你的“第一公民”信用卡, consumer loan or mortgage.

你可以使用奖励美元购买“还我钱”, 这意味着相应美元金额的对账单信用将被应用于购买超过100美元的第一公民现金奖励卡. 一些例外适用于某些类别的事务. No statement credit will be applied, in whole or in part, 针对任何每月最低付款到期.

这些术语只是一个总结. 适用其他限制和要求. The full First Citizens Cash Rewards Program Rules will be provided upon enrollment and are accessible through the program website at FirstCitizensRewards.com.

节目规则如有更改或取消，恕不另行通知.

	Example
Cash back	2500分/奖励美元=返还25美元现金
Travel	17,766分=往返机票177美元.66
Gift cards	5000分= 50美元的礼品卡
Pay me back	12,500 points = $125 statement credit for purchasing a smart speaker with a retail value of $125
Pay my loan	2500分/奖励美元= 25美元的信贷适用于你的第一公民抵押贷款
Merchandise	27,100分=零售价值271美元的无线耳机
向美国青少年癌症基金会捐款	1500分= 15美元捐给美国青少年癌症协会

Earning Points

With Rewards, 您将获得3(3)分的燃料和选择流媒体服务, 杂货店和药店两(2)分, and one (1) point for each net dollar you spend (gross purchases less any returns or credits). Earned points are calculated on actual dollars spent rounded up or down to the nearest point. Points will be deducted from the available rewards account balance for all returned purchases.

持卡人每个日历月可赚取多达10,000个积分. 积分可在3年的期限内赎回. 在3年期限后，积分到期，不能再赎回. Points expiring during the year will be cleared from your program account on the last day of the month in which they expire.

Redeeming Points

Each point is worth $0.01，这意味着100点等于1美元的赎回价值. 赎回率低至1万个点. All rewards redemptions can be made through the First Citizens Rewards Center by telephone or through the program website. Some limitations apply.

您可将积分兑换回其他第一公民韦德娱乐产品:

现金返还到第一公民韦德娱乐现有的支票账户, 储蓄帐户或信用卡帐户
账户信贷到第一公民韦德娱乐贷款或抵押

Redemptions are also available for 零售礼品卡和证书, donations and merchandise.

节目规则如有更改或取消，恕不另行通知.

Earning Points

With Travel Rewards, 您将获得三(3)点的旅行, two (2) points on dining, and one and a half (1.5)每净消费一美元可得点数(总购买额减去任何回报或积分). Earned points are calculated on actual dollars spent rounded up or down to the nearest point. Points will be deducted from the available rewards account balance for all returned purchases.

没有月度积分上限，积分也不会过期.

Redeeming Points

Each point is worth $0.01，这意味着100点等于1美元的赎回价值. 赎回率低至1万个点. Some limitations may apply.

您可将积分兑换回其他第一公民韦德娱乐产品:

现金返还到第一公民韦德娱乐现有的支票账户, 储蓄帐户或信用卡帐户
账户信贷到第一公民韦德娱乐贷款或抵押

旅行也可以赎回, including airline tickets, hotel, car rentals, cruises and tours, 零售礼品卡和证书, donations and merchandise.

您可以使用积分兑换“还我钱”®, 这意味着相应金额的对账单信用将被应用到您的第一公民旅游奖励卡，用于购买超过100美元. 一些例外适用于某些类别的事务. No statement credit will be applied, in whole or in part, 针对任何每月最低付款到期.

航空公司附加费信贷

如果您使用第一公民旅游奖励卡进行符合条件的航空公司附加费交易，您有资格获得每日历年最多100美元的对账单信用. 符合条件的交易是那些经过选择的购买 US 国内航班 US 包括座位升级的国内航空公司, 更改或取消机票的费用, checked baggage fees, in-flight entertainment, 机上食品和饮料费用, 以及与符合条件的航空公司合作的机场休息室费用. Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, 与航空公司联盟伙伴发生的奖励机票和费用不符合条件.

节目规则如有更改或取消，恕不另行通知.

通过4个步骤获得在线资格预审

当您选择下面的链接, 你会被带到韦德娱乐的抵押贷款申请系统的登录页面.
在该页面上，选择位于Log In按钮下面的Create Account按钮. 即使你有一个“第一公民”数字韦德娱乐账户， 您需要为韦德娱乐的应用程序系统创建一个帐户.
创建帐户后，您可以登录填写并提交申请. 提交申请并不意味着你同意贷款.
After receiving your application, a mortgage banker will reach out to you to discuss your options.

或者联系当地的抵押贷款韦德娱乐

如果你想和某人直接交谈，你可以打电话或者搜索韦德娱乐当地的目录，找到你附近的抵押贷款韦德娱乐家.

Philosophy

韦德娱乐的遗产将帮助你确保你的遗产

The Way We Work

Strength and Stability

A Dedicated Team

Client-First Culture

We'd love to hear from you

Bonus Offer

Earning Points

Rewards Redemption

Bonus Offer

Earning Cash Rewards

Rewards Redemption

Bonus Offer

Earning Points

Rewards Redemption

Let's get started

Let's get started

Let's get started

Let's get started

Thank you. We'll be in touch.

Thank you. We'll be in touch.

Thank you. We'll be in touch.

Thank you. We'll be in touch.

你有第一公民的支票账户吗?

Yes

No

通过4个步骤获得在线资格预审

或者联系当地的抵押贷款韦德娱乐

根据你的回答，下面是韦德娱乐的建议

Free Checking

Premier Checking

Prestige Checking

根据你的回答，下面是韦德娱乐的建议

Travel Rewards Card

Rewards Card

Cash Rewards Card

Smart Option Card